Lastly, divide your gross monthly income by your monthly expenses. For example: Monthly expenses: $1,160. Monthly gross income: $3,000. 1,160 / 3,000 = 0.39 X 100 = 39%. If more than 45% to 50% of your income is already being used to pay for the vehicle expenses and your existing loans, it can be tough to qualify for a car loan.. 3. 2016-2018 Honda Civic. Avg. MPG: 30-36. Max seating: 5 passengers. Cargo capacity: 46.2 (cu. ft.) Scoring once again on the list, the Honda Civic is a reliable option for college drivers who.
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1 Sallie Mae Undergraduate Student Loan. Lowest rates shown include the auto debit. Advertised APRs for undergraduate students assume a $10,000 loan to a student who attends school for 4 years and.. Federal student loans have a lot of benefits over auto loans. As such, it can make sense to focus on paying down your auto loan first. You can pause payments on student loans without penalty. If.
